COVA PAY CBD

Reliable CBD & Hemp Payment Processing

Fast, reliable payment processing built
for CBD & hemp retail.

Cova-Pay_CDN-Header_CBD

Integrated debit & credit card processing
made for high-risk CBD & hemp retail.

At best, generic payment providers treat CBD & Hemp retail as an afterthought. All too often, they actively shut down high-risk retailers without notice. Cova Pay is purpose-built for your business—so you can accept digital payments with confidence. Reliable, secure, and seamlessly integrated with Cova POS, Cova Pay protects your hard-earned revenue.

Cova Pay CBD Features

🌿 Built for CBD + Hemp – Designed for regulated retail.

🔗 Integrated POS + Payments – Faster checkout, no double entry.

Compliance-Ready Tools – ID scanning, age checks, and controls.

💵 Transparent Pricing – Competitive rates, no hidden fees.

🛡️ Fewer Chargebacks – Smart fraud protection for high-risk retail.

💳 Flexible Payments – Accept cards and digital wallets.

Fast Approvals – Quick onboarding for CBD businesses.

🤝 Expert Human Support – Responsive help from industry experts.

Cova-POS_customer-experience2
Happy-Camper_Quote

“I recommend Cova, especially for businesses in states that aren’t legalized yet. It just makes your systems and processes much more efficient. Cova’s built for cannabis, so it lifts a huge weight off your shoulders when you switch over and get all these features that other software just doesn’t have.”

Tori Danku - COO | The Happy Camper

Why Cova Pay?

Integrated Payments

Fully integrated with Cova POS.

Built for highly regulated industries like CBD, hemp, and cannabis, Cova stays ahead of regulatory changes so you can operate with confidence and without disruptions. From compliance to inventory to reporting, everything works together seamlessly.

  • Fully integrated payments + POS & inventory management for faster transactions and no double entry.
  • Compliant POS with built-in ID scanning and age verification.
  • Real-time tracking and reporting for better control and easy reconciliation.
Integrated Payments
Fully-Integrated

Cannabis Retail Ready

Future proof your business.

Get a head start with payment solutions built for the industry. When you’re ready to transition from CBD or hemp-derived THC to licensed cannabis dispensary, Cova makes it fast, seamless, and fully compliant—so you can grow without disruption.

  • Smooth transition from CBD to cannabis retail with no operational downtime.
  • Built-in compliance to meet evolving cannabis regulations.
Cannabis Retail Ready
Future-Proof

Pricing

Lowest fees & fewer chargebacks.

Cova Pay is built to keep your costs low without cutting corners. We don’t charge inflated premiums for high-risk businesses, and our transparent pricing ensures you always know what you’re paying.

  • Competitive, transparent rates with no hidden fees
  • No premium markups for high-risk CBD and cannabis retailers
  • Option to pass processing fees to customers and potentially qualify for a free terminal
Pricing
Fewer-Chargebacks2

Cova-G2-Quote

 

Cashless Payments

Flexible payment options.

Accept all major debit and credit cards, including Visa and Mastercard, giving your customers the freedom to pay how they prefer.

  • Support for major payment cards.
  • Fast, seamless checkout for shorter lines and better customer experience.
  • Encourage larger basket sizes with convenient, cashless payments.
Cashless Payments
Easy-Setup
Happy-Camper_Quote

"Cova has exceptional support. Every time we call the support line, they answer our calls and provide feedback that’s not only effective, it’s very, very quick. If it’s an issue they can’t resolve on the spot, they’ll escalate it immediately and then follow up with us to make sure it was resolved."

Tori Danku - COO | The Happy Camper

Read More

Dedicated Software & Support

Fast approvals. Industry-leading support.

Built for high-risk businesses like CBD and cannabis retailers, Cova Pay makes it easy to get started—without delays or friction. And when you need help, you’re backed by a real, in-house team that knows your business.

  • High approval rates for CBD and cannabis retailers.
  • Fast, simple setup with minimal friction.
  • Dedicated, expert, and responsive support team.
Dedicated Software & Support
Human-Support

Build the tech stack
you need to grow your business.

FAQ

Why do CBD stores need high-risk payment processing?

Traditional banks and payment providers often reject CBD businesses due to regulatory uncertainty, banking restrictions, and higher chargeback risks. Cova Pay ensures stable, compliant, and secure transactions, reducing the risk of sudden account closures and enabling seamless payments—even during industry changes or peak sales periods like 4/20.

What CBD and hemp products do you support?

We support a wide range of CBD and hemp products, including:

  • Teas & Skincare
  • Hemp Oil (Pure Isolate & Full Spectrum)
  • Pain Relief Sprays
  • CBD Pet Products
  • Supplements & Capsules
  • Glasses & Accessories
  • Edibles (Gummies, Chocolate, Lollipops)
  • Delta-Derived Products (D8, D10, HHC, etc.)
How long does the approval process take?

Getting started is quick and seamless. Approval time depends on how fast you provide the necessary information. In some cases, we can ship your new payment terminal as soon as the next day—so you can start processing payments immediately.

What are the costs and fees for Cova’s CBD payment processing?

Cova’s CBD payment processing is free for retailers. Our pricing is simple and transparent, with highly competitive rates, no hidden fees, and no premium charges for high-risk businesses. Contact us today for the best pricing for your store!

Is Cova POS compliant with my state’s laws and tracking system?

Yes, our dispensary POS system is fully-compliant with all cannabis laws in every market we operate and will prevent your staff from breaking rules or making operational missteps that could cost you your retail license. Cova POS allows Canadian cannabis retailers to easily submit one-click monthly compliance reports to their respective provincial governments. Cova's dispensary software is also fully compliant and ready for cannabis farm gate sales in Canada. In the US, Cova is a seed-to-sale compliant POS that is seamlessly integrated with statewide traceability systems like BioTrackTHC, Leaf Data Systems, and Metrc.

Back to top

Connect with Cova