The Most Reliable and Affordable Payment Solution for CBD Stores

Cova is an award-winning cannabis software system voted Retail Software of the Year. Beyond simplifying compliance and inventory management, Cova provides fast, secure debit and credit card payments tailored for CBD businesses, offering the best card processing rates in the industry. We understand industry complexities and offer expertly designed solutions to process payments legally and safely—reducing risks of fraud, chargebacks, and account compromise while maximizing revenue.

Lowest Fees & Fewer Chargebacks

Cova doesn't charge premium fees for high-risk businesses, so we can offer some of the lowest payment processing rates, with the option to pass fees to customers. You may also qualify for a free payment terminal. Plus, advanced fraud prevention and chargeback management help reduce payment-related costs and protect your business.

Software Built
for CBD Stores

With extensive experience in high-risk, highly regulated industries, Cova quickly adapts to evolving regulations. We stay ahead of compliance changes to minimize disruptions and help you seize new opportunities.

If you transition from CBD to a THC dispensary, we make the process fast, seamless, and fully compliant—ensuring no disruptions or missed sales while keeping you ahead of the competition.

Compliant, Reliable, Secure Payments

Cova Pay protects both retailers and consumers with a secure, compliant, and reliable payment solution designed for the cannabis industry.

Built-in compliance – Includes purchase tracking, suspicious activity reporting, and age verification
Top-tier encryption – Keeps customer data secure
Industry-focused development – Ensures quick adaptation to fast-changing regulations, so your operations remain uninterrupted

Flexible
Payment Options

Accept all major debit and credit cards, plus Apple Pay, Samsung Pay, and Google Pay. A seamless, secure payment experience means bigger basket sizes, happier customers, and faster-moving lines—all adding up to a more efficient and profitable business.

Fast Approvals & Industry-Leading Support

Seamlessly integrated with Cova POS, our payment processing is built for high-risk industries like CBD stores. With high approval rates, getting set up is fast and easy. Our in-house support team is always ready to help you navigate any challenges.

FAQ

Why do CBD stores need high-risk payment processing?

Traditional banks and payment providers often reject CBD businesses due to regulatory uncertainty, banking restrictions, and higher chargeback risks. Cova Pay ensures stable, compliant, and secure transactions, reducing the risk of sudden account closures and enabling seamless payments—even during industry changes or peak sales periods like 4/20.

What CBD and hemp products do you support?

We support a wide range of CBD and hemp products, including:

Teas & Skincare
Hemp Oil (Pure Isolate & Full Spectrum)
Pain Relief Sprays
CBD Pet Products
Supplements & Capsules
Glasses & Accessories
Edibles (Gummies, Chocolate, Lollipops)
Delta-Derived Products (D8, D10, HHC, etc.)

How long does the approval process take?

Getting started is quick and seamless. Approval time depends on how fast you provide the necessary information. In some cases, we can ship your new payment terminal as soon as the next day—so you can start processing payments immediately.

What are the costs and fees for Cova’s CBD payment processing?

Cova’s CBD payment processing is free for retailers. Our pricing is simple and transparent, with highly competitive rates, no hidden fees, and no premium charges for high-risk businesses. Contact us today for the best pricing for your store!

Is Cova POS compliant with my state’s laws and tracking system?

Yes, our dispensary POS system is fully-compliant with all cannabis laws in every market we operate and will prevent your staff from breaking rules or making operational missteps that could cost you your retail license. Cova POS allows Canadian cannabis retailers to easily submit one-click monthly compliance reports to their respective provincial governments. Cova's dispensary software is also fully compliant and ready for cannabis farm gate sales in Canada. In the US, Cova is a seed-to-sale compliant POS that is seamlessly integrated with statewide traceability systems like BioTrackTHC, Leaf Data Systems, and Metrc.

Why Cova?

99.9999% Uptime

The most reliable cannabis retail POS platform on the market, with no interruptions on high-volume days like 4/20, and performance only an enterprise-grade software company with 20 years of tech experience can provide.

Award-Winning

Tech experts, business owners and budtenders agree, Cova is best-in-class cannabis retail software, earning 5-star user reviews and awards including Best POS and Excellence in Dispensary Operations. Cova is one of the most-trusted cannabis tech brands.

2,000+ Stores & Counting

The fastest-growing and most-trusted cannabis POS in North America, powering stores of all sizes, from boutique shops to multi-location enterprise operations. Cova has earned a 98% retention rate.

Constantly Evolving

We keep pace with changing regulations and customer expectations; we evolve our software to keep retailers compliant and competitive at every turn.

Connect with Cova Today

Complete the form to get a free consultation and personalized demo.