Cashless Payments for Cannabis Dispensaries

It Pays to Offer Cannabis Customers Choices.

Cannabis customers expect and deserve the same shopping experience normal retail provides, and that includes choice when it comes to payment methods. With Cova Pay, you can evolve beyond the limitations of cash-only and offer your dispensary customers the convenience of paying for their favorite cannabis however they choose—providing a seamless, modern shopping experience that keeps them coming back.

Cova Payment Solutions


PIN Debit

A trusted and simple debit card payment for the exact total amount that your customers are familiar with


Cova Pay ACH

Secure direct money transfer from the customer's account. For e-commerce or in-store via mobile device.


Credit Cards (Canada)

Major debit and credit card payment processing is currently available to all Canadian clients. 


Gift Cards

Branded physical and digital gift cards. Customize with your logo, seasonal themes, and more.

"I cannot express how impactful Cova Pay has become for our dispensary; the average transaction size is 3x higher as customers no longer worry about the cash they carry."

Ry Russell, Owner, Maine, USA

Benefits of Cashless

Maximize Revenue

Customers spend 25% more as they can freely add to their baskets and try out the budtenders' recommendations, without being worried about the cash amount they carry!

Enhance Safety & Efficiency

Cashless payments let you save on overhead and security costs as they relieve you from robbery risks and inaccuracy from dealing with cash.

Elevate The Shopping Experience

Let customers choose the payment options that suit them the most and offer faster and more accurate transactions with digital payment.


Cova Pay:
ACH Payments

Watch your sales soar with Cova Pay's ACH. Automated Clearing House, aka ACH, is an electronic bank-to-bank transfer that authorizes compliant retail payments. With ACH, customers pay directly from their bank account in a secure manner via a text message for in-store purchases or an embedded payment page for e-commerce orders. 

  • No fees for customers
  • No app or card is required
  • Contactless mobile-device payment
  • Secure and approved by state regulators
  • 25% increase in average spend per order and online order completion



Cova PIN Debit

Offer a secure cashless payment method that your customers are familiar with. They can swipe, insert, or tap their card--or use mobile payment solutions like Apple Pay or Google Pay. Cova's PIN Debit solution, powered by Bankcard International Group, is a direct bank-to-bank transaction that charges the debit cardholder immediately in the exact dollar amount without any intermediate cash-holding partners. 

  • Fast transaction and trusted payment network authorization
  • No round-ups, charge the exact total amount
  • No out-of-network fees for the consumers
  • Next business day funding time   

Visa & Master Cards Payment (Canada)

Federal legalization allows Canadian cannabis retailers to accept Visa and Mastercard, which has given Cova extensive experience integrating with major credit card processors. To offer the ultimate in cannabis shopping convenience, our integrated solutions allow the full range of domestic and international credit, debit, and prepaid cards. Cova is prepared to provide US dispensaries the same service as regulations and laws evolve.

  • Offer compliant and secure payment options
  • Convenient cashless and contactless solution for deliveries, curbside pickups and line busting.
  • Eliminate hassles of in-store cash management

Gift Card Programs

Boost your brand and gain customers to ramp up your revenue. Cova's physical and digital gift cards are fully integrated with our POS, so you don't require an additional 3rd party app or terminal.

  • 40% increase in revenue and new clients
  • Easy to manage, activate, and track 
  • Customize your gift cards with seasonal or creative themes

Get Started

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